Hiring your first employee
Even one employee can trigger California’s workers’ comp requirement. That includes part-time staff. If you’re opening a restaurant, think about your cooks, servers, and anyone you bring on to help with opening week. Arrange coverage before employees start working.
Do owners count?
That depends on your business structure and whether you qualify for an exclusion. Ask who the policy covers and whether any owner exclusion needs to be filed. If you hire someone as an independent contractor, the agreement alone doesn’t settle their status.
Working alone with a contractor license
CSLB requires coverage even without employees for C-8 concrete, C-20 HVAC, C-22 asbestos abatement, C-39 roofing, and C-61/D-49 tree service. Check the CSLB rules for your license before relying on an exemption.
California DIR employer guidance · Contractors State License Board
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